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[quote][i]Originally posted by IvIarkgraham[/i] Been going through the remortgage process past couple of weeks. Currently have 26 years left (£115,500) paying £668. I over pay £50 a month and I got a loan out to have the garden and driveway done (£120) So £838 total House valued at £125k meaning I could get £112,500 as a remortgage so I have extended my loan by £3k to cover the short fall. New mortgage is 25 years (1 year less) and £548 a month and the new loan is £180 - £728 total. Im going to see how it goes for a few months and I'll consider over paying on the mortgage/loan pretty pleased :) [/quote]
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