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[quote][i]Originally posted by DaveyLC[/i] [quote][i]Originally posted by Ian W[/i] I see what you are getting at but it's not very 'real life' is it? A lot of people can afford to run a brand new car at £250 a month for a few years but far less have 10/15k in the bank to put down in to a new car. Most people seem to just keep going once in the cycle anyway, rather than pay the balloon payment they get a new car and start again. If you want to run round in a hassle free new car then and don't mind the cost then what's the problem? If no one bought new cars then they £500 shitters you like would eventually dry up :lol: [/quote] The fact that someone aspires to have something that they simply cannot afford yet sums up much of what is wrong with society. At the middle class level it doesn't seem so bad that someone would want to spend a large chunk of their income after living costs on a car that the majority of its use will be spent sat in traffic getting to and from the place the work their arse off to earn the money to have it in the first place. However everyone wants all of the nice things in life without having to actually earn it and then the majority bitch and moan when they are skint or when they are getting threatening letters from the finance and credit-card companies because they can't keep up the payments. What's even more alarming is people seem almost proud of the fact they are strapped up, in the past it would have been shameful to admit you were up to your eyeballs in debt. By purchasing stuff on finance or on credit cards you are quite literally being played and taken for a chump by the companies that lend the money, it might look like a 'good deal' but these companies are not charities and if they were making an absolute mint out of you they wouldn't be pushing you to do it! I can't believe the number of people I know who have got 2 or even 3 bloody phone contracts, simply so they can have the latest model like its some kind of badge of honour that will gain them respect and admiration, what the fuck is wrong with people? :boggle: Finance and credit is like an infection that takes over, the more you borrow the more you have to re-pay every month and the less you can save which means there is no spare cash for when you really need it so you end up borrowing more and more after which it just becomes a normal way of life.. [/quote]
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