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[quote][i]Originally posted by willay[/i] yes :lol: [quote]In 2010, the UK Insurance Ombudsman made a final decision regarding a case concerning the Nurburgring Nordschleife. He found that the Nordschleife is a circuit with all the characteristics of a 'prepared course'. The insured's policy excluded use on a 'prepared course' which was held to be neither unfair or unreasonable given the increased risks associated with driving in such places. The insurer agreed to meet any third party liabilities but this did not mean that the driver was driving within the terms and conditions of his policy. The Ombudsman said that UK and European law requires insurers to provide a minimum of third party only cover even if their policyholders are using the insured vehicle in a manner which invalidates their own-damage cover. The German High Court has ruled that an insurer cannot escape third party liability during Touristenfahrten at Hockenheim. The same principle applies to the Nordschliefe. [/quote] [/quote]
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