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LScorsa

posted on 16th Oct 04 at 17:04

Yeah i wouldnt be without one- piece of mind if nothing else just annoys me that they dont take it into account that its a bit (usually) safer.


LukeGSi

posted on 16th Oct 04 at 17:02

Regardless of insurance it's still a good idea to have a cat 1. Imagine how you would feel waking up and you motor was gone :| It's not 100% but they do make it a lot harder for someone to steal.


LScorsa

posted on 16th Oct 04 at 17:01

quote:
Originally posted by Kerry
quote:
Originally posted by LScorsa
quote:
Originally posted by Kerry
i think tesco make stuff up
when i had vectra i rang them on 2 different occasions and was told different things regarding modifications






I got the impression they werent really bothered about other mods unless they altered the engine performance. worked out about £50 extra for my mods.


thats wot they originally told me then when i rang back to declare them they wanted an extra £30 a month :!


:! best not do any other mods then! hope its all ok when they send the documents


LScorsa

posted on 16th Oct 04 at 17:00

quote:
Originally posted by Richie
usually they dont give a shit because even VSIB accreddited installers dont do the alarms properly.


sorry whats VSIB? its wrong though really because you try and make your car safer but doesnt alter insurance, but they quick to pile on the money with mods.


LukeGSi

posted on 16th Oct 04 at 16:59

Aye that's because no matter how many modifications it's still not considered high risk :thumbs:


Kerry

posted on 16th Oct 04 at 16:59

quote:
Originally posted by LScorsa
quote:
Originally posted by Kerry
i think tesco make stuff up
when i had vectra i rang them on 2 different occasions and was told different things regarding modifications




I got the impression they werent really bothered about other mods unless they altered the engine performance. worked out about £50 extra for my mods.


thats wot they originally told me then when i rang back to declare them they wanted an extra £30 a month :!


Kerry

posted on 16th Oct 04 at 16:58

quote:
Originally posted by LScorsa
quote:
Originally posted by LukeGSi
quote:
Originally posted by LukeGSi
Some take it into account and others don't although as a general rule most companies won't insure high risk vehicles for theft without a cat 1 immobilser.


What car do you have?


only a 1.2 corsa B. got kit and 17s.




that will be y then its probably not classed as high risk vehicle so they dont care if it has one or not


LScorsa

posted on 16th Oct 04 at 16:58

quote:
Originally posted by Kerry
i think tesco make stuff up
when i had vectra i rang them on 2 different occasions and was told different things regarding modifications




I got the impression they werent really bothered about other mods unless they altered the engine performance. worked out about £50 extra for my mods.


Richie

posted on 16th Oct 04 at 16:56

usually they dont give a shit because even VSIB accreddited installers dont do the alarms properly.


LScorsa

posted on 16th Oct 04 at 16:56

quote:
Originally posted by LukeGSi
quote:
Originally posted by LukeGSi
Some take it into account and others don't although as a general rule most companies won't insure high risk vehicles for theft without a cat 1 immobilser.


What car do you have?


only a 1.2 corsa B. got kit and 17s.


Kerry

posted on 16th Oct 04 at 16:52

i think tesco make stuff up
when i had vectra i rang them on 2 different occasions and was told different things regarding modifications

yes i am fully comp with the pulsar and the nova on the same policy both have cat 1 alarms, costs me £600 plus extra £40 a month to drive nova aswell.....


LukeGSi

posted on 16th Oct 04 at 16:52

quote:
Originally posted by LukeGSi
Some take it into account and others don't although as a general rule most companies won't insure high risk vehicles for theft without a cat 1 immobilser.


What car do you have?


LScorsa

posted on 16th Oct 04 at 16:49

Is yours fully comp then Kerry? cos she said to me that it makes no difference to mine.


Kerry

posted on 16th Oct 04 at 16:43

tesco do take it into account i know this for a fact because they said if i didnt forward the certificate for my cat 1 by a certain date then i would have to pay extra premium


LukeGSi

posted on 16th Oct 04 at 16:39

Some take it into account and others don't although as a general rule most companies won't insure high risk vehicles for theft without a cat 1 immobilser.


LScorsa

posted on 16th Oct 04 at 13:30

Ive just took out car insurance with tesco but she said that having a cat 1 alarm/imobiliser doesnt make any difference to price- same when i added it to my last policy. I thought that having this sort of security device should have some affect on the price???
Not too bothered as i got it for 305 with tesco instead of 636 with NU
but just wondered if any companies take security into account?

[Edited on 16-10-2004 by LScorsa]