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Corsa Sport » Message Board » General Chat » Liv Vic - This could be useful. » Post Reply
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Korsa |
posted on 7th Jul 04 at 13:24 |
my liv vic insurance is like for like.... i smash up a after market bumper they replace it with the same one... they've told me to keep photo's of the car just in case.... | |
Go3asy |
posted on 7th Jul 04 at 13:20 |
quote: doesnt really matter, point is how the hell are they supposed to know who drives the car most ? they cant even check how much milage the cars done ect to even see if its been drove regularly | |
vibrio |
posted on 7th Jul 04 at 13:18 |
quote: stroker kit | |
Go3asy |
posted on 7th Jul 04 at 13:18 |
so what engine mods do increase the cc anyway? i have piperx filter and my exhaust system which i know is ok, duno what else i could do | |
Go3asy |
posted on 7th Jul 04 at 13:17 |
im with them under mums name, 300 quids fully comp, 1st year driving, 1.2 8v, all mods, wheels, and i can basically do any mods i want to the car , u dont actually need to declare the stuff either as they dont care if u mod it, and dont actually pay out for the mods, so its good, as if i damaged anything i wouldnt be claiming anyway because then my insurance would be sky high for years, so why insure mods u wont want paid out on ? :D as vibro says ,. most companys would do that a nyways. put back on std bumpers ect which i have anyway, only diff is i have post 97 or pre 97 car , they will replace my wheels with other alloys butt hey wont be 17" they will be std vaux 1s .... | |
vibrio |
posted on 7th Jul 04 at 13:10 |
most insurance companys will only pay out for stadnard items. eg if jag corsa hits a car head on and fucks up the front they will put on a standard bumper. | |
Joff |
posted on 7th Jul 04 at 13:05 |
quote: But still, getting a cheap premium isn't very good if the cover or service provided is crap. I can't believe Tesco will happily pay out in the event of a claim for all the modified cars currently insured through them. | |
Kris TD |
posted on 7th Jul 04 at 12:55 |
quote: tescos refused to even cover my car as i had changed too much, onyl companies that would insure me were LV and HIC and thast at 21 with a grp 5 car and 1 years NCD | |
Kris TD |
posted on 7th Jul 04 at 12:52 |
quote: ditto, i also have a statement of facts from them which has ever single one of my modifications listed on it. i need to provide receipts and photos in event of a claim. | |
Ian |
posted on 7th Jul 04 at 12:50 |
Its not LVs place to make policy - they're only selling an underwriters product. What you hear will vary wildly depending on who is actually providing the insurance, not just supplying it. | |
Joff |
posted on 7th Jul 04 at 12:32 |
Has anyone with a heavily modified car, insured through Tesco, ever had to make a claim? | |
nik |
posted on 7th Jul 04 at 12:17 |
are tescos ok with mods? im currently with them but worried about asking for a price on engine mods (know they will rape me!) | |
AdiSRI |
posted on 7th Jul 04 at 12:16 |
Paul, mine is only £800 full comp on 1.4 16v with coilovers braks bodykit etc... | |
PaulW |
posted on 7th Jul 04 at 12:03 |
they were being right bitchy with me when I went to get a policy... lowered 60mm on coilovers, v6 brakes, alloys. No other cosmetic or performance mods. | |
Dan B |
posted on 7th Jul 04 at 12:01 |
I'm with LV, and had them check with a supervisor, and had it confirmed that: | |
AdiSRI |
posted on 7th Jul 04 at 11:32 |
Same here, they repair to modded on my policy | |
Makarus |
posted on 7th Jul 04 at 11:27 |
I am with LV, I have been told all you have been told, only difference is they will change my parts like for like. | |
koolkorsa |
posted on 7th Jul 04 at 11:18 |
the point is your lying and breaking terms and conditions if you are not the main driver of the car. Just like breaking any other contract it could become null and void. But chances are they will never find out that your dad never drives the car. | |
vibrio |
posted on 7th Jul 04 at 11:11 |
main user of the car could be defined as the person that uses the car th most or does the most miles etc | |
nik |
posted on 7th Jul 04 at 11:11 |
Might try them when my policys up, can get my new turbo, cams, injectors etc then :lol: | |
M2RTY |
posted on 7th Jul 04 at 11:10 |
thay can "stress" what they want but if its not written in the terms and conditions there is nothing they can do about it | |
Gregor |
posted on 7th Jul 04 at 11:07 |
I've just phoned liverpool victoria , to find out exactly what they will and will not insure on your car , so heres the deal . |