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Corsa Sport » Message Board » Off Day » High interest saving accounts? » Post Reply
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Haimsey |
posted on 9th Jan 14 at 18:45 |
I use Santander 123 and nationwide flex account paying 5% on 2.5k (1k in a month). | |
AndyKent |
posted on 9th Jan 14 at 18:25 |
Its a product they've offered for years, although the rate dropped lately. | |
Robbo |
posted on 9th Jan 14 at 14:22 |
quote:you sure? im with FD and dont get anywhere near that... | |
RichR |
posted on 9th Jan 14 at 14:00 |
quote: We only put down 20% on each of our BTL and the 20% for the second came out of the equity of the first so we've effectively only put 20% of our own money down on one set of flats; tenants have paid the next deposit and the subsequent capital payments. Once you have one, its much more straight forward to get a second/third/etc. | |
AndyKent |
posted on 9th Jan 14 at 13:52 |
First direct regular saver, 4.8% after tax but max £3600. Otherwise, P2P lending, think Zopa offers around 4% over 3 years but you can withdraw early and pay a small penalty. | |
Robbo |
posted on 9th Jan 14 at 13:50 |
Best one I think then was the Santander (?) 3% CURRENT (:|) account. | |
Ian |
posted on 9th Jan 14 at 13:25 |
That's the downside to locking it away I suppose. | |
BluKoo |
posted on 9th Jan 14 at 13:19 |
quote: I want to have this cash easily accessible, so a more conventional account would be better suited than shares or an ISA. | |
Ian |
posted on 9th Jan 14 at 12:58 |
High street spec deposit-and-forget will be terrible. | |
Robbo |
posted on 9th Jan 14 at 12:54 |
You can find some with 20% still IIRC but most are higher. Think 50% is a bit prohibitive.... | |
dannymccann |
posted on 9th Jan 14 at 12:37 |
I thought it was closer to 50%, but then I looked a few years back before buying my personal property instead | |
Aleex |
posted on 9th Jan 14 at 12:30 |
fair, i have absolutely no knowledge on buy to let mortages lol | |
Robbo |
posted on 9th Jan 14 at 12:18 |
quote:BTL mortgages require min. 20% deposit usually, so siognificantly easier said then done... | |
Robbo |
posted on 9th Jan 14 at 12:17 |
They dont exist currently. I looked into one and the best you could gte was about 3%. | |
Marc |
posted on 9th Jan 14 at 11:55 |
I remember back in the day 7.5% for an ISA and 6.5% for a HISA :( | |
Aleex |
posted on 9th Jan 14 at 11:40 |
no such thing these day, buy a house. | |
luciaadr |
posted on 9th Jan 14 at 11:21 |
http://www.moneysavingexpert.com/savings/savings-accounts-best-interest | |
pow |
posted on 9th Jan 14 at 10:51 |
There is fuck all out of there, I bought a house earlier than I wanted to as I'm fed up of making no money on my money | |
BluKoo |
posted on 9th Jan 14 at 10:46 |
Been looking at the Tesco Internet Saver account @ 1.55% for 12 months, but just thought I'd see if anyone knows of any better account out there? |